Residential closings that stay on schedule.
Purchases, sales, and refinances across Virginia and North Carolina: title examined early, figures issued days ahead, and a settlement officer whose name you know before you walk in.
Same day
File opened
Ratified contract in, title ordered and settlement officer assigned the same business day.
In advance
Figures issued
Settlement statements go to buyer, seller, agent, and lender well before closing day.
VA & NC
Licensed in
Both sides of the line handled by one firm, including Currituck and the Outer Banks.
What we handle
Every kind of residential transaction.
If a house or a lot changes hands or gets refinanced in Virginia or North Carolina, we can close it.
01PurchasesFinanced and cash purchases, including first-time buyers, VA loans, and relocation and military transfers.
02SalesSeller-side representation with payoff coordination, HOA figures, and deed preparation.
03RefinancesRate-and-term and cash-out refinances, equity lines, and subordinations, with rescission handled correctly.
04New constructionBuilder contracts, staged draws, and the title work that new subdivisions and recently platted lots require.
05For sale by ownerNo agent on either side? We prepare the contract documents and run the closing start to finish.
06Title curativeEstates in the chain, missing releases, judgments, divorce deeds, and boundary or easement conflicts on waterfront lots.
How it works
From ratified contract to recorded deed.
Step 01
Contract intake
Send the ratified contract through buyer- or seller-side intake. We confirm receipt in writing with your settlement officer named.
Step 02
Title & payoffs
We examine title, clear exceptions, and order payoffs, HOA, and lender requirements.
Step 03
Figures issued
Settlement statement to all parties ahead of closing, so nothing is a surprise.
Step 04
Sign & disburse
Signing at our Virginia Beach office, remotely, or by mail-away. Recording and disbursement follow promptly.
Questions
What buyers and sellers ask us.
If your question isn't here, call. We'd rather answer it a week out than on closing morning.
Ask us directlyDo I need an attorney to close in Virginia?
Virginia allows non-attorney settlement agents, but only an attorney can advise you on the contract, the deed, or a title defect. With us, a lawyer is already on your file at no separate charge for that judgment.
Do I have to buy an owner's title policy?
No, but we recommend it. The lender's policy protects the lender's loan amount, not your equity, and the owner's premium is a one-time cost you never renew.
Can I close if I'm out of state or deployed?
Yes. Mail-away and remote signings are routine here. Tell us early so we can prepare the package and arrange notarization.
When do I get keys or proceeds?
On a purchase, after the deed records and funds disburse, usually the same day in Virginia. Seller proceeds wire the same day when initiated before our cutoff.
What does a closing cost?
It depends on the price, the loan, and the locality's recording taxes. Send us the contract and we'll give you a written estimate before you commit.
Other services
Have a ratified contract?
Send it over and we'll open the file today.